Insuring vehicles on your Commercial Policy

Are you an entrepreneur? Do you utilize tax strategies to write off your vehicle as a business vehicle? If so, then good for you! I would also like to caution you on your lack of sufficient overall coverage to protect you from Liability.

In our region winter cold equals higher energy bills. Here are three simple ways to save energy costs and green your home at the same time.

1. Stock your refrigerator. Yes, the more you keep in the fridge the more you save on energy. Here’s how it works. Keep as many filled liquid bottles, containers and cans as you have room for in the fridge. The cold liquid in those containers helps to regulate the inside temperature which allows your refrigerator to use less energy to keep your food cold. Using less energy saves money in your monthly electric bill and you’ll always have a cool drink to enjoy in the process!

Flood zone Information - Fargo flood-plain

Homeowners insurance in Fargo does not cover damages or any loss resulting from a flood. Only flood insurance covers flood loss. You can purchase this insurance only from a state-licensed insurance agent.

Because of city mitigation efforts, FEMA has approved Fargo’s participation in the Community Rating System that makes some residents eligible for a 15% premium discount on flood insurance rates. Ask your agent for details.

Business banking and starting a business

Do you think you are ready to start your own business? Here are some things to consider before taking the leap into entrepreneurial world.

Am I the type of person to own and operate my own business?
Do I have the knowledge necessary?
How much income do I need to survive in the first years?
How much income will more…